Mu gihe isi iri kwihuta mu bijyanye n’ikoranabuhanga n’ubukungu bushingiye kuri internet, u Rwanda rwinjiye ku mugaragaro mu cyiciro gishya aho rwemeje itegeko rigenga ubucuruzi bw’umutungo koranabuhanga uzwi nka cryptocurrency. Ni icyemezo cyari gitegerejwe na benshi, ariko nanone kirimo amasomo n’inshingano zikomeye ku baturage n’abashoramari.
Iri tegeko rije rikemura ikibazo cyari kimaze igihe: abantu bashora amafaranga mu buryo butazwi, bamwe bagatakaza imari yabo mu buryo bw’uburiganya, abandi bakinjira muri ubu bucuruzi batumva neza icyo barimo. Ubu, Leta yashyizeho umurongo usobanutse ugamije kurinda abaturage no gutuma isoko rikora mu mucyo.
Icyo iri tegeko risobanuye mu buzima busanzwe
Ku muturage usanzwe, iri tegeko risobanura ibintu bibiri by’ingenzi:
Icya mbere ni umutekano w’ishoramari. Ntibizongera kuba ibisanzwe ko umuntu ashyira amafaranga ku mbuga zidasobanutse cyangwa mu matsinda asezeranya inyungu z’ikirenga nta shingiro. Ubu, uzajya ukora ubu bucuruzi agomba kuba afite uruhushya, akagenzurwa, kandi akubahiriza amategeko.
Icya kabiri ni amahirwe mashya y’ubukungu. Urubyiruko rufite ubumenyi mu ikoranabuhanga rushobora kubona aho rukorera mu buryo bwemewe, rukagira uruhare mu isoko mpuzamahanga ritagira imipaka.
Ese koko u Rwanda ruriteguye?
Nubwo iri tegeko ari intambwe nziza, ikibazo gikomeye gisigaye ni ukumenya niba Abanyarwanda biteguye neza kwinjira muri iri soko.
Ukuri ni uko benshi bagifata cryptocurrency nk’aho ari “inzira yo gukira vuba”, aho kuyibona nk’ishoramari risaba ubumenyi, kwihangana n’isesengura ryimbitse. Aha ni ho hashobora kuba ikibazo gikomeye kurusha ibindi.
Iyo amategeko aje mbere y’ubumenyi rusange bw’abaturage, hari ibyago byo gukomeza kubona abantu bagwa mu mutego w’ababeshya, nubwo amategeko yaba ahari. Ibi bisaba ko habaho ubukangurambaga bukomeye bwo kwigisha abaturage uko iri soko rikora.
Imbaraga z’iri tegeko ku bukungu bw’igihugu
Mu rwego rw’igihugu, iri tegeko rifite uruhare rukomeye:
- Rishyiraho icyizere ku bashoramari mpuzamahanga bashaka gukorera mu Rwanda
- Rituma u Rwanda rujyana n’ibindi bihugu byateye imbere mu ikoranabuhanga
- Rifasha mu kugenzura amafaranga yinjira n’asohoka mu gihugu
Ariko nanone, hari indi ngaruka ishobora kugaragara: niba igenzura rikomeye cyane, rishobora gutuma bamwe bahitamo gukorera mu bwihisho cyangwa bakajya ku masoko yo hanze atagenzurwa.
Ni ukuvuga ko hakenewe uburinganire hagati yo kugenzura no gutanga ubwisanzure.
Urubyiruko ni rwo rufite amahirwe menshi muri ubu bucuruzi, ariko nanone ni rwo ruri mu kaga cyane.
Amahugurwa make, amakuru atuzuye, hamwe n’inyota yo gushaka amafaranga vuba bishobora gutuma bamwe bafata ibyemezo bibi. Niyo mpamvu iri tegeko ridahagije ryonyine, rikeneye gushyigikirwa n’ubumenyi n’imyitwarire mishya mu gushora imari.
Icyo iri tegeko ritwigisha ni uko gushyiraho amategeko si byo byonyine bikemura ibibazo ahubwo ni uburyo abaturage bayakoresha n’uko bayasobanukiwe.
Niba abaturage badahindura imyumvire, bakareka gushora amafaranga bashingiye ku marangamutima cyangwa amagambo y’abandi, n’iri tegeko rishobora kutagera ku ntego zaryo zose.
Itegeko ryemera ubucuruzi bwa cryptocurrency mu Rwanda ni intambwe ikomeye igana ku bukungu bugezweho. Rizana amahirwe mashya, ariko nanone risaba ubushishozi burenze ubw’ahashize.
Ni igihe cyo guhindura uburyo Abanyarwanda babona ishoramari: kuva ku “kwihuta gushaka inyungu” bajya ku “kumenya, gusobanukirwa no gushora mu buryo burambye.”
Icyizere kirahari, amahirwe arahari ariko intsinzi izava ku bumenyi, si ku mahirwe gusa.
